10% Off Travel Insurance 4 Medical Discount Codes Jan 2025

About Travel Insurance 4 Medical

Travel Insurance 4 Medical, a brand of Rothwell & Towler Ltd, has been a specialist in the travel insurance industry since 1973. Founded as a small family business, the company has evolved to become a leading provider of travel insurance for individuals with existing medical conditions. Rothwell & Towler Ltd is an Appointed Representative of Crispin Speers & Partners Ltd, which is Authorised and Regulated by the relevant authorities. This heritage and regulatory compliance ensure that Travel Insurance 4 Medical offers reliable and comprehensive coverage tailored to the needs of travelers with health conditions.

Standout Features

Travel Insurance 4 Medical stands out in the market due to several key features that make it an attractive choice for travelers, especially those with medical conditions.

• Comprehensive Coverage: The company offers full cover for people traveling with existing medical conditions, including coverage for the loss or theft of prescribed medication. Their policies are designed to provide peace of mind, ensuring that travelers are protected against unforeseen medical emergencies.
• Cost-Effective Policies: Travel Insurance 4 Medical is known for providing reasonably priced premiums, making travel insurance accessible to a wider audience. Their screening system allows for more realistic pricing based on the management of the individual's medical condition.
• 24/7 Emergency Assistance: The company offers a 24/7 emergency medical assistance helpline, providing immediate support when it is needed most.
• Flexible Policy Options: Travel Insurance 4 Medical offers single-trip and annual multi-trip policies, catering to various travel plans and budgets. The maximum duration for single trips is up to 120 days, and there are no age limits for single trips.
• Expertise in Medical Conditions: The company has a long history of providing travel insurance for people with medical conditions, including being instrumental in the creation of the first travel insurance policy for people living with HIV. Their customer service team is trained in the nuances of common medical conditions, ensuring that customers receive tailored advice and support.

User Reviews

Travel Insurance 4 Medical has garnered a strong reputation based on user reviews from various sources.

• Trustpilot Ratings: The company boasts a 4.8/5 rating on Trustpilot, based on over 13,300 reviews. Users praise the ease of booking, comprehensive coverage, and excellent customer service. One reviewer noted, "I'm not always keen to give good reviews about travel insurance, but it was easy to book in the first instance," highlighting the user-friendly process.
• Customer Satisfaction: The high customer satisfaction rate is a testament to the company's commitment to providing fair, friendly, and flexible travel insurance policies. Users appreciate the realistic pricing and the ability to explain how their medical conditions are managed, which helps in obtaining more accurate premiums.
• Expert Endorsements: Travel Insurance 4 Medical has a 5-star rating from Defaqto, a leading financial services research company, further solidifying its reputation as a superior provider of travel insurance.

Promotion and Loyalty Program

While specific details about a loyalty program are not readily available, Travel Insurance 4 Medical's approach to customer service and policy flexibility can be seen as a form of ongoing promotion and loyalty incentive.

• Competitive Pricing: The company's focus on providing cost-effective premiums ensures that customers receive good value for their money, encouraging repeat business and positive word-of-mouth.
• Customer Support: The 24/7 emergency assistance and trained customer service team contribute to a positive customer experience, fostering loyalty among clients.

FAQs

How to Claim on Travel Insurance 4 Medical

Travel Insurance 4 Medical offers two primary methods for making a claim:

• Claim by Phone: Customers can call the dedicated claims number (+44 (0) 203 829 6761) to initiate the claims process.
• Claim by Mail: Alternatively, customers can download a claims form from the website, fill it out, and send it along with the required documents.

How to Contact Travel Insurance 4 Medical

For any inquiries or assistance, customers can contact Travel Insurance 4 Medical through various channels:

• Customer Service: Call 0345 90 80 121 (Monday to Friday, 8:30am - 7pm).
• Email: Contact the customer service team via email at [[email protected]].
• Address: Tourism House, Woodwater Park, Pynes Hill, Exeter EX2 5WS.

How to Cancel Your Policy

If you need to cancel your policy, here are the steps to follow:

• Cooling Off Period: Within 14 days of purchasing the policy, you can cancel without any fees.
• Outside Cooling Off Period: For single-trip policies, you will receive a 50% refund of the premium. To cancel, call 0345 90 80 121.

What if the Government Advises Against Travel?

If the government advises against traveling to your destination, Travel Insurance 4 Medical may still be able to help you secure a policy. It is best to contact their customer service team directly to discuss your options.

Struggling to Find Suitable Medical Cover?

If you are having trouble finding suitable medical cover, Travel Insurance 4 Medical suggests contacting the Money & Pensions Service, which provides a directory of other medical travel insurance specialists. You can call them on 0800 138 7777.